Credit cards

This offer is valid until 31 May 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice. New cards customers only. Terms and conditions and eligibility criteria applies. Fees and charges apply. A commission fee is paid to Credit Simple on approved accounts. This is Citi’s current standard offer.

New cards only. Terms, conditions and eligibility criteria apply. Special offers are for new cards only and are valid until 02/04/2019. *Westpac Altitude Black Mastercard: 80,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. American Express Westpac Altitude Black Card: 40,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. ^Annual fee consists of $250 Mastercard (plus $50 Qantas Rewards Fee) and $199 American Express. Westpac credit cards issued following applications started on or after 1 March 2019 will be Mastercard branded.

To be eligible to receive up to 400,000 bonus Points you must apply for a Citi Prestige Card by 31 March 2019. You will receive 20,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 400,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle, however you are still eligible for subsequent months' 20,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 - 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

Spend criteria, eligibility criteria, T&Cs, fees and charges apply. 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period. Qantas Points and Bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Points. Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change. Existing customers may be subject to different earn rate(s) on their account. Existing customers should call 13 13 14 for information regarding their account.

Terms, conditions and eligibility criteria applies. Fees and charges apply. A commission fee is paid to Credit Simple on approved accounts. This is Citi’s current standard offer.

New cards only. Terms, conditions and eligibility criteria apply. *$0 annual card fee for all customers in the first year and in subsequent years when you spend $10,000 or more on purchases in each 12 months from the date of the first transaction on your account. Westpac credit cards issued following applications started on or after 1 March 2019 will be Mastercard branded.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

New cards only. Terms, conditions and eligibility criteria apply. ^Annual card fee is $250. For customers who choose to earn Qantas Points through the Altitude Qantas rewards program, there's an additional $50 Qantas Rewards fee applies. Special offers are for new cards only and are valid until 02/04/19. Westpac credit cards issued following applications started on or after 1 March 2019 will be Mastercard branded.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

New cards only. Terms, conditions and eligibility criteria apply. Special offers are for new cards only and are valid until 02/04/2019. *Westpac Altitude Platinum Visa Card: 60,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. American Express Westpac Altitude Platinum Card: 15,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. ^Annual fee consists Visa - $0 first year ($150 after) (plus $50 Qantas Rewards Fee for customers who choose to earn Qantas Points through the Altitude Qantas rewards program) and American Express - $49. Westpac credit cards issued following applications started on or after 1 March 2019 will be Mastercard branded.

New cards only. Terms, conditions, eligibility criteria and exclusions apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

New cards only. Terms, conditions, and eligibility criteria apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 6 months on balance transfers requested at card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 26 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.

To be eligible to receive up to 200,000 bonus Points, you must apply for a Citi Rewards Platinum Credit Card by 31 March 2019. You will receive 10,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 200,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle only, however you are still eligible for subsequent months 10,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 - 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Points do not expire while the card remains open and in good standing. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

$49 in your first year, and 50% off (currently $74.50) following, where $24,000 is spent in prior year. Otherwise reverts to discounted $149.

New cards only. Terms, conditions and eligibility criteria apply. *Earn 60,000 bonus Qantas or Altitude Points when you spend $3,000 on eligible purchases with a new Altitude Platinum credit card within 90 days of card approval. ^A $50 Qantas Rewards fee applies for customers who choose to earn Qantas Points through the Altitude Qantas rewards program. Special offers are for new cards only and are valid until 02/04/19. Westpac credit cards issued following applications started on or after 1 March 2019 will be Mastercard branded.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 16 months on balance transfers requested at card application (No balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).

Terms, conditions and eligibility criteria apply. Offer only available to new American Express Card Members who apply for The American Express Essential® Credit Card online by 13 March 2019, are approved and spend $50 or more, in one or more transactions, on their new Card at Deliveroo and/or Rockpool Dining Group restaurants, within the first month from the Card approval date. Spend must be made at Australian locations and websites only. To view all Rockpool Dining Group restaurants, click here. Spend excludes gift card purchases and transactions made through a third party establishment or payment processor. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation. The Dining Credit will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Credit is not redeemable for cash or other payment form. Credit will not be applied to your Card Account if it has been suspended or cancelled. Credit may be reversed if your qualifying purchase is refunded or cancelled. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

To be eligible to receive up to 300,000 bonus Points you must apply for a Citi Rewards Signature Credit Card by 31 March 2019. You will receive 15,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 300,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle, however you are still eligible for subsequent months 15,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 - 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

First year annual fee discount. Enjoy the benefits of the Citi Signature Card for just $195 in your first year. Plus, get a 50% annual fee discount (currently $197.50) each year if you have spent $48,000 in the previous year - that’s $4,000 a month on average. Otherwise your annual fee will revert to the full annual fee, currently $395.

New cards only. Terms, conditions, eligibility criteria and exclusions apply. 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. Interest free days don't apply to cards with outstanding balance transfers.