Credit Card Offers

To approved applicants only. Terms, conditions, criteria and fees apply. All information, including terms, interest rates and fees are subject to change. Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Full details available on application. Heritage Bank Limited ABN 32 087 652 024 AFSL/Australian Credit Licence 240984

Terms, conditions and approval criteria apply. Late fee is $20. Cash advance rate is 18.89%.

Eligibility criteria, T&Cs, fees and charges apply. 0% p.a. first 18 months on balance transfers with a 2% Balance Transfer fee. Reverts to standard balance transfer rate, currently 20.24% p.a. Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice. Australia and New Zealand Banking Group Limited (ANZ) 2019 ABN 11 005 357 522. Australian Credit Licence Number 234527, AFSL 234527

Terms, conditions and approval criteria apply, click here for details. 21.99% Interest rate on purchases. Balance transfer rate of 4.99% p.a. is for 6 months only and then 21.99% p.a. thereafter. Late fee is $30. Minimum Credit limit = $6,000.00.

*New card. Limited time. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $295). Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
Australian Credit Licence Number 234527, AFSL 234527
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards - Insurances Policy Information booklet (PDF 366kB) and the ANZ Credit Cards Insurance Features booklet (PDF 111.5kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including annual fee of $95).
Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
Australia and New Zealand Banking Group Limited (ANZ) 2019 ABN 11 005 357 522. Australian Credit Licence Number 234527, AFSL 234527

*New card. Limited time. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $425). Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
Australian Credit Licence Number 234527, AFSL 234527
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards - Insurances Policy Information booklet (PDF 366kB) and the ANZ Credit Cards Insurance Features booklet (PDF 111.5kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

*No Balance Transfer fee. Reverts to standard balance transfer rate, currently 20.24% p.a. Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Fees and charges may apply. Terms are subject to change without notice. Australia and New Zealand Banking Group Limited (ANZ) 2019 ABN 11 005 357 522. Australian Credit Licence Number 234527, AFSL 234527

*New card. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $80).
Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
Australia and New Zealand Banking Group Limited (ANZ) 2019 ABN 11 005 357 522. Australian Credit Licence Number 234527, AFSL 234527

*New card. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $375). Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
Australian Credit Licence Number 234527, AFSL 234527

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards - Insurances Policy Information booklet (PDF 366kB) and the ANZ Credit Cards Insurance Features booklet (PDF 111.5kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

*New card. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $95). Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
Australian Credit Licence Number 234527, AFSL 234527

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards - Insurances Policy Information booklet (PDF 366kB) and the ANZ Credit Cards Insurance Features booklet (PDF 111.5kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.