Credit cards

To be eligible to receive up to 200,000 bonus Points, you must apply for a Citi Rewards Platinum Credit Card by 31 March 2019. You will receive 10,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 200,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle only, however you are still eligible for subsequent months 10,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 - 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Points do not expire while the card remains open and in good standing. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

$49 in your first year, and 50% off (currently $74.50) following, where $24,000 is spent in prior year. Otherwise reverts to discounted $149.

To be eligible to receive up to 300,000 bonus Points you must apply for a Citi Rewards Signature Credit Card by 31 March 2019. You will receive 15,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 300,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle, however you are still eligible for subsequent months 15,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 - 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

First year annual fee discount. Enjoy the benefits of the Citi Signature Card for just $195 in your first year. Plus, get a 50% annual fee discount (currently $197.50) each year if you have spent $48,000 in the previous year - that’s $4,000 a month on average. Otherwise your annual fee will revert to the full annual fee, currently $395.

New cards only. Terms, conditions and eligibility criteria apply. Special offers are for new cards only and are valid until 02/04/2019. *Westpac Altitude Black Mastercard: 80,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. American Express Westpac Altitude Black Card: 40,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. ^Annual fee consists of $250 Mastercard (plus $50 Qantas Rewards Fee) and $199 American Express.

To be eligible to receive up to 400,000 bonus Points you must apply for a Citi Prestige Card by 31 March 2019. You will receive 20,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 400,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle, however you are still eligible for subsequent months' 20,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 - 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 16 months on balance transfers requested at card application (No balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).

This offer is valid until 31 July 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice. Terms conditions and eligibility criteria applies. Fees and charges apply. A commission fee is paid to Credit Simple on approved accounts. This is Citi’s current standard offer.

New cards only. Terms, conditions and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 26 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 16 months on balance transfers requested at card application (No balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).

New cards only. Terms, conditions and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 26 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).

New cards only. Terms, conditions, and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 16 months on balance transfers requested at card application (No balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).

Terms, conditions and eligibility criteria applies. Fees and charges apply. A commission fee is paid to Credit Simple on approved accounts. This is Citi’s current standard offer.

Spend criteria, eligibility criteria, T&Cs, fees and charges apply. 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period. Qantas Points and Bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Points. Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change. Existing customers may be subject to different earn rate(s) on their account. Existing customers should call 13 13 14 for information regarding their account.

This offer is valid until 31 January 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice. ^You must have a Qantas Frequent Flyer membership number to apply. Once approved, enrol in Citi Qantas Rewards Program for $49 per year. *Reverts to 21.74% p.a. Cash Advance rate after 6 months. Fees and charges apply. Terms and conditions apply. Credit Criteria apply. New cards customers only. A commission fee is paid to Credit Simple on approved accounts. This is Citi's current standard offer. To earn 50,000 bonus Citi reward Points, you must apply for a Citi Signature Qantas Credit Card by 30 Septemeber 2018, then spend $2,000 on your card within 90 days of approval. Cash Advance, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. Bonus Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. ^#Subject to your acceptance you will be billed an annual fee of $199 in the first year. This will revert to the full annual fee, currently $395, in subsequent years. An additional annual fee of $49 will apply for enrolling in the Citi Qantas Rewards Program.

New cards only. Terms, conditions and eligibility criteria apply. Special offers are for new cards only and are valid until 02/04/2019. *Westpac Altitude Platinum Visa Card: 60,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. American Express Westpac Altitude Platinum Card: 15,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. ^Annual fee consists Visa - $0 first year ($150 after) (plus $50 Qantas Rewards Fee for customers who choose to earn Qantas Points through the Altitude Qantas rewards program) and American Express - $49.

New cards only. Terms, conditions, and eligibility criteria apply.

New cards only. Terms, conditions and eligibility criteria apply. ^Special offer terms and conditions apply. *$0 annual card fee for all customers in the first year and in subsequent years is available when you spend $5,000 or more on purchases in each 12 months from the date of the first transaction on your account.