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Citi
HOT OFFER
Rewards card
Citi Rewards Platinum Card
Earn up to 200,000 bonus Citi reward Points, take advantage of 0% p.a. on balance transfers for 12 months & a reduced annual fee of $49 in the first year that reverts to $149 thereafter, unless you qualify for a 50% annual fee discount by spending $24,000 in the preceding year. Ends 31/03/19.
Purchase rate
20.99% p.a.
Balance transfer rate
0% p.a. for 12 months
Annual fee
$49 for the first year
Product disclaimer
To be eligible to receive up to 200,000 bonus Points, you must apply for a Citi Rewards Platinum Credit Card by 31 March 2019. You will receive 10,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 200,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle only, however you are still eligible for subsequent months 10,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 - 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Points do not expire while the card remains open and in good standing. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

$49 in your first year, and 50% off (currently $74.50) following, where $24,000 is spent in prior year. Otherwise reverts to discounted $149.
Citi
HOT OFFER
Rewards card
Citi Signature Card
Earn up to 300k bonus Citi Reward Points, take advantage of 0% p.a. on balance transfers for 12 months (no BT fee) & a reduced annual fee of $195 in the 1st year. Annual fee reverts to $395 thereafter, unless you qualify for a 50% annual fee discount by spending $48k in the preceding year. Ends 31/03/19.
Purchase rate
20.99% p.a.
Balance transfer rate
0% p.a. for 12 months
Annual fee
$195 for the 1st year
Product disclaimer
To be eligible to receive up to 300,000 bonus Points you must apply for a Citi Rewards Signature Credit Card by 31 March 2019. You will receive 15,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 300,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle, however you are still eligible for subsequent months 15,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 - 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

First year annual fee discount. Enjoy the benefits of the Citi Signature Card for just $195 in your first year. Plus, get a 50% annual fee discount (currently $197.50) each year if you have spent $48,000 in the previous year - that’s $4,000 a month on average. Otherwise your annual fee will revert to the full annual fee, currently $395.
Westpac
HOT OFFER
Rewards card
AMEX Westpac Altitude Black Bundle
Westpac Mastercard issued & serviced by Westpac. AMEX Westpac Altitude Card issued & serviced by American Express. Up to 120K bonus Altitude/Qantas Points when you apply by 02/04/2019, are approved and meet the min. spend*.
Purchase rate
20.24% p.a.
Balance transfer rate
Not currently offered
Annual fee
$499^
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply. Special offers are for new cards only and are valid until 02/04/2019. *Westpac Altitude Black Mastercard: 80,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. American Express Westpac Altitude Black Card: 40,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. ^Annual fee consists of $250 Mastercard (plus $50 Qantas Rewards Fee) and $199 American Express.
Citi
HOT OFFER
Rewards card
Citi Prestige Card
Receive up to 400k bonus Points (20k bonus Points each month for 20 months from approval when you spend $1k or more in each statement period), unlock special privileges like 1 complimentary night's stay per year at one of Citi’s selected 4 or 5 star partner hotels around the world.
Purchase rate
20.99% p.a.
Balance transfer rate
Not currently offered
Annual fee
$700.00
Product disclaimer
To be eligible to receive up to 400,000 bonus Points you must apply for a Citi Prestige Card by 31 March 2019. You will receive 20,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 400,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle, however you are still eligible for subsequent months' 20,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 - 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.
Bank of Melbourne
HOT OFFER
Low rate card
Bank of Melbourne Vertigo Card
Why Vertigo? An everyday card with a low annual card fee and purchase rate. And now, no balance transfer fee. Offer extended to 23/01/19.
Purchase rate
13.74% p.a.
Balance transfer rate
0% p.a. for 16 months
Annual fee
$55
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 16 months on balance transfers requested at card application (No balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).
Citi
HOT OFFER
Rewards card
Citi Rewards Platinum Card
  •  Enjoy 0% p.a. for 24 months on balance transfers (1.5% BT fee applies) – reverts to cash advance rate after 24 months (currently 21.74% p.a.)
  •  A reduced annual fee of $49 in the 1st year and a discounted of $149 thereafter
  •  Earn 1 Citi reward Point per $1 spent on eligible transactions in Australia, up to $10,000 per statement period
Purchase rate
20.99% p.a.
Balance transfer rate
0% p.a. for 24 months, with a 1.5% balance transfer fee
Annual fee
$49 for the 1st year (save $100)
Product disclaimer
This offer is valid until 31 July 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice. Terms conditions and eligibility criteria applies. Fees and charges apply. A commission fee is paid to Credit Simple on approved accounts. This is Citi’s current standard offer.
Bank of Melbourne
HOT OFFER
Rewards card
Bank of Melbourne Amplify Platinum Card - Amplify Points
Earn 50,000 bonus Amplify Points - when you spend $2,000 on a new card within 90 days of card approval. Plus, $0 annual fee in the first year. Offer ends 23/01/19.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$0 for the 1st year (save $99)
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply.
St.George
HOT OFFER
Rewards card
St.George Amplify Platinum Card - Qantas Points
Earn 50,000 bonus Qantas Points - when you spend $2,000 on a new card within 90 days of card approval. Offer ends 23/01/19.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$99
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply.
Bank of Melbourne
HOT OFFER
Rewards card
Bank of Melbourne Amplify Signature Card - Qantas Points
Earn 80,000 bonus Qantas Points - when you spend $4,000 on a new card within 90 days of card approval. Plus, enjoy a reduced annual card fee of $179 in first year, saving you $100. Offer ends 23/01/19.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$179 for the 1st year (save $100)
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply.
BankSA
HOT OFFER
Low rate card
BankSA Vertigo Platinum Card
Vertigo Platinum offers Bank SA’s lowest variable purchase rate — just 12.74% p.a. (19.49% p.a. variable cash advance rate). 0% on balance transfer for 26 months (2% balance transfer fee applies) & no annual fee in the 1st year! Offer ends 23/01/19.
Purchase rate
12.74% p.a.
Balance transfer rate
0% p.a. for 26 months, with a 2% balance transfer fee
Annual fee
$0 for the 1st year (save $99)
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 26 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).
St.George
HOT OFFER
Low rate card
St.George Vertigo Card
A low interest rate on purchases, a low annual fee and now no balance transfer fee, make this your all-round, great value credit card. Offer extended to 23/01/19.
Purchase rate
13.74% p.a.
Balance transfer rate
0% p.a. for 16 months
Annual fee
$55
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 16 months on balance transfers requested at card application (No balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).
BankSA
HOT OFFER
Rewards card
BankSA Amplify Platinum Card - Amplify Points
Earn 50,000 bonus Amplify Points - when you spend $2,000 on a new card within 90 days of card approval. Plus, $0 annual fee in the first year. Offer ends 23/01/19.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$99
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply.
St.George
HOT OFFER
Rewards card
St.George Amplify Platinum Card - Amplify Points
Earn 50,000 bonus Amplify Points - when you spend $2,000 on a new card within 90 days of card approval. And, there's no annual fee in the 1st year! Offer ends 23/01/19.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$0 for the 1st year (save $99)
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply.
Bank of Melbourne
HOT OFFER
Low rate card
Bank of Melbourne Vertigo Platinum Card
Why Vertigo Platinum? A credit card with Bank of Melbourne’s lowest variable rate on purchases, 0% on balance transfer for 26 months (2% balance transfer fee applies) & no annual fee in the 1st year! Offer ends 23/01/19.
Purchase rate
12.74% p.a.
Balance transfer rate
0% p.a. for 26 months, with a 2% balance transfer fee
Annual fee
$0 for the 1st year (save $99)
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 26 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).
BankSA
HOT OFFER
Rewards card
BankSA Amplify Signature Card - Qantas points
Earn 80,000 bonus Qantas Points - when you spend $4,000 on a new card within 90 days of card approval. Plus, enjoy a reduced annual card fee of $179 in first year, saving you $100. Offer ends 23/01/19.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$179 for the 1st year (save $100)
Product disclaimer
New cards only. Terms, conditions, and eligibility criteria apply.
Bank of Melbourne
HOT OFFER
Rewards card
Bank of Melbourne Amplify Platinum Card - Qantas Points
Earn 50,000 bonus Qantas Points - when you spend $2,000 on a new card within 90 days of card approval. Offer ends 23/01/19.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$99
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply.
BankSA
HOT OFFER
Rewards card
BankSA Amplify Platinum Card - Qantas Points
Earn 50,000 bonus Qantas Points - when you spend $2,000 on a new card within 90 days of card approval. Offer ends 23/01/19.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$99
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply.
Bank of Melbourne
HOT OFFER
Rewards card
Bank of Melbourne Amplify Signature Card - Amplify Points
Earn 100,000 bonus Amplify Points - when you spend $4,000 on a new card within 90 days of card approval. Plus, no annual fee in the first year, saving you $279. This online-only offer ends 17/12/18.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$0 for the 1st year (save $279)
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply.
BankSA
HOT OFFER
Low rate card
BankSA Vertigo Card
A low interest rate on purchases, a low annual fee and now no balance transfer fee, make this your all-round, great value credit card. Offer extended to 23/01/19.
Purchase rate
13.74% p.a.
Balance transfer rate
0% p.a. for 16 months
Annual fee
$55
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply. 0% p.a. for 16 months on balance transfers requested at card application (No balance transfer fee applies). Rate then switches to applicable variable cash advance rate (currently 19.49% p.a.).
Citi
HOT OFFER
Balance transfer card
Citi Simplicity Card
  •  Save with 0% p.a. for 6 months on balance transfers at $0 BT fee. Reverts to the cash advance rate after 6 months (currently 19.99% p.a.)
  •   No annual or late fees
Offer ends 31/03/19.
Purchase rate
19.99% p.a.
Balance transfer rate
0% p.a. for 6 months
Annual fee
$0
Product disclaimer
Terms, conditions and eligibility criteria applies. Fees and charges apply. A commission fee is paid to Credit Simple on approved accounts. This is Citi’s current standard offer.
ANZ
HOT OFFER
Frequent flyer card
ANZ Frequent Flyer Black
120,000 bonus Qantas Points + $150 back to your new ANZ Frequent Flyer Black + 75 bonus Status Credits^ when you spend $7,500 on eligible purchases in the 1st 3 months. ^Book & travel on 2 new Qantas flights by 30/6/19.
Purchase rate
19.99% p.a.
Balance transfer rate
Not currently offered
Annual fee
$425
Product disclaimer
Spend criteria, eligibility criteria, T&Cs, fees and charges apply. 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period. Qantas Points and Bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Points. Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change. Existing customers may be subject to different earn rate(s) on their account. Existing customers should call 13 13 14 for information regarding their account.
Citi
HOT OFFER
Rewards card
Citi Qantas Signature Card^
Receive 50,000 bonus Qantas Points when you spend $2,000 within 90 days of card approval. 0% p.a. for 6 months on balance transfers (reverts to 21.74% p.a. Cash Advance rate after 6 months).
Purchase rate
20.99% p.a.
Balance transfer rate
0% p.a. for 6 months*
Annual fee
$248 for the 1st year (save $196)#
Product disclaimer
This offer is valid until 31 January 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice. ^You must have a Qantas Frequent Flyer membership number to apply. Once approved, enrol in Citi Qantas Rewards Program for $49 per year. *Reverts to 21.74% p.a. Cash Advance rate after 6 months. Fees and charges apply. Terms and conditions apply. Credit Criteria apply. New cards customers only. A commission fee is paid to Credit Simple on approved accounts. This is Citi's current standard offer. To earn 50,000 bonus Citi reward Points, you must apply for a Citi Signature Qantas Credit Card by 30 Septemeber 2018, then spend $2,000 on your card within 90 days of approval. Cash Advance, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. Bonus Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. #Subject to your acceptance you will be billed an annual fee of $199 in the first year. This will revert to the full annual fee, currently $395, in subsequent years. An additional annual fee of $49 will apply for enrolling in the Citi Qantas Rewards Program.
Westpac
HOT OFFER
Rewards card
AMEX Westpac Altitude Platinum Bundle
Westpac Visa issued & serviced by Westpac. AMEX Westpac Altitude Card issued & serviced by American Express. Up to 75K bonus Altitude/Qantas Points when you apply by 02/04/19, are approved & meet the min. spend*.
Purchase rate
20.24% p.a.
Balance transfer rate
Not currently offered
Annual fee
$99 for the 1st year (save $249)^
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply. Special offers are for new cards only and are valid until 02/04/2019. *Westpac Altitude Platinum Visa Card: 60,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. American Express Westpac Altitude Platinum Card: 15,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval. ^Annual fee consists Visa - $0 first year ($150 after) (plus $50 Qantas Rewards Fee for customers who choose to earn Qantas Points through the Altitude Qantas rewards program) and American Express - $49.
BankSA
HOT OFFER
Rewards card
BankSA Amplify Signature Card - Amplify Points
Earn 100,000 bonus Amplify Points - when you spend $4,000 on a new card within 90 days of card approval. Plus, no annual fee in the first year, saving you $279. This online-only offer ends 17/12/18.
Purchase rate
19.49% p.a.
Balance transfer rate
Not currently offered
Annual fee
$0 for the 1st year (save $279)
Product disclaimer
New cards only. Terms, conditions, and eligibility criteria apply.
Westpac
HOT OFFER
Balance transfer card
55 Day Card
$0 annual card fee (min spend applies) and 0% p.a. for 9 months on balance transfers (2% BT fee applies). Rate then switches to the applicable variable cash advance rate of 21.29% p.a.^. Offer ends 28/02/19.
Purchase rate
19.84% p.a.
Balance transfer rate
0% p.a. for 9 months, with a 2% balance transfer fee
Annual fee
$0 for the 1st year (save $30)*
Product disclaimer
New cards only. Terms, conditions and eligibility criteria apply. ^Special offer terms and conditions apply. *$0 annual card fee for all customers in the first year and in subsequent years is available when you spend $5,000 or more on purchases in each 12 months from the date of the first transaction on your account.

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