Credit Card Offers

Making purchases, collecting rewards or frequent flyer points? Check our various credit card deals from vendors like AMEX, Citi, Westpac, ANZ, St George & more!

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Heritage Bank
Sponsored
Low rate card
Gold Low Rate
An ongoing low variable interest rate, plus lots of features, makes this one of our most popular credit cards.

  • No annual fee
  • Credit limits from $1,000
  • Monthly repayments at 3% of balance or $30, whichever is greater
  • Purchase rate
    11.3%
    Balance transfer rate
    Not currently offered
    Annual fee
    $0
    Product disclaimer
    To approved applicants only. Terms, conditions, criteria and fees apply. All information, including terms, interest rates and fees are subject to change. Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Full details available on application. Heritage Bank Limited ABN 32 087 652 024 AFSL/Australian Credit Licence 240984
    Latitude
    HOT OFFER
    Low rate card
    Latitude Low Rate Mastercard
    Looking for a low rate card with premium benefits - price protection, purchase protection and extended warranty? Would you also like to get SMS alerts on your credit limit? You found it!
    Purchase rate
    9.89% p.a.
    Balance transfer rate
    Not currently offered
    Annual fee
    $69
    Product disclaimer
    Terms, conditions and approval criteria apply. Late fee is $20. Cash advance rate is 18.89%.
    ANZ
    Low rate card
    ANZ First
    A low ongoing annual fee and more. ANZ First has our lowest annual fee and also comes with complimentary 90-Day Purchase Security Insurance and Extended Warranty Insurance on your purchases.
    Purchase rate
    20.24% p.a.
    Balance transfer rate
    0% p.a. for 18 months, with a 2% balance transfer fee*
    Annual fee
    $30
    Product disclaimer
    Eligibility criteria, T&Cs, fees and charges apply. 0% p.a. first 18 months on balance transfers with a 2% Balance Transfer fee. Reverts to standard balance transfer rate, currently 20.24% p.a. Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice. Australia and New Zealand Banking Group Limited (ANZ) 2019 ABN 11 005 357 522. Australian Credit Licence Number 234527, AFSL 234527
    Latitude
    Travel card
    28 Degrees Platinum Mastercard
    Looking for the ultimate travel companion travel card? The 28 Degrees Platinum Mastercard is an award winning travel card with no currency conversion fees, no overseas fees on purchases, no annual fee & free global Wi-Fi.
    Purchase rate
    21.99% p.a.
    Balance transfer rate
    Not currently offered
    Annual fee
    $0
    Product disclaimer
    Terms, conditions and approval criteria apply, click here for details. 21.99% Interest rate on purchases. Balance transfer rate of 4.99% p.a. is for 6 months only and then 21.99% p.a. thereafter. Late fee is $30. Minimum Credit limit = $6,000.00.
    ANZ
    Frequent flyer card
    ANZ Frequent Flyer Platinum
    50,000 bonus Qantas Points and $195 back to your new ANZ Frequent Flyer Platinum.*

    *When you spend $2,000 on eligible purchases in the first 3 months from approval.
    Purchase rate
    20.24% p.a.
    Balance transfer rate
    Not currently offered
    Annual fee
    $295
    Product disclaimer
    *New card. Limited time. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $295). Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
    Australian Credit Licence Number 234527, AFSL 234527
    Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards - Insurances Policy Information booklet (PDF 366kB) and the ANZ Credit Cards Insurance Features booklet (PDF 111.5kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
    ANZ
    Frequent flyer card
    ANZ Frequent Flyer Classic
    25,000 bonus Qantas Points.*

    *When you spend $1,000 on eligible purchases in the first 3 months from approval.
    Purchase rate
    20.24% p.a.
    Balance transfer rate
    Not currently offered
    Annual fee
    $95
    Product disclaimer
    New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including annual fee of $95).
    Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
    Australia and New Zealand Banking Group Limited (ANZ) 2019 ABN 11 005 357 522. Australian Credit Licence Number 234527, AFSL 234527
    ANZ
    Frequent flyer card
    ANZ Frequent Flyer Black
    120,000 bonus Qantas Points and $275 back to your new ANZ Frequent Flyer Black.*

    *When you spend $4,000 on eligible purchases in the first 3 months from approval.
    Purchase rate
    20.24% p.a.
    Balance transfer rate
    Not currently offered
    Annual fee
    $425
    Product disclaimer
    *New card. Limited time. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $425). Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
    Australian Credit Licence Number 234527, AFSL 234527
    Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards - Insurances Policy Information booklet (PDF 366kB) and the ANZ Credit Cards Insurance Features booklet (PDF 111.5kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
    ANZ
    Low rate card
    ANZ Low Rate
    0% p.a. for first 15 months on balance transfers*
    Purchase rate
    12.49% p.a.
    Balance transfer rate
    0% p.a. for 15 months (reverts to 20.24% p.a.)
    Annual fee
    $58
    Product disclaimer
    *No Balance Transfer fee. Reverts to standard balance transfer rate, currently 20.24% p.a. Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Fees and charges may apply. Terms are subject to change without notice. Australia and New Zealand Banking Group Limited (ANZ) 2019 ABN 11 005 357 522. Australian Credit Licence Number 234527, AFSL 234527
    ANZ
    Rewards card
    ANZ Rewards Classic
    50,000 bonus Reward Points.*

    *When you spend $1,000 on eligible purchases in the first 3 months from approval.
    Purchase rate
    20.24% p.a.
    Balance transfer rate
    Not currently offered
    Annual fee
    $80
    Product disclaimer
    *New card. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $80).
    Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
    Australia and New Zealand Banking Group Limited (ANZ) 2019 ABN 11 005 357 522. Australian Credit Licence Number 234527, AFSL 234527
    ANZ
    Rewards card
    ANZ Rewards Black
    150,000 bonus Reward Points with your new ANZ Rewards Black.*

    *When you spend $4,000 on eligible purchases in the first 3 months from approval.
    Purchase rate
    20.24% p.a.
    Balance transfer rate
    Not currently offered
    Annual fee
    $375
    Product disclaimer
    *New card. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $375). Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
    Australian Credit Licence Number 234527, AFSL 234527

    Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards - Insurances Policy Information booklet (PDF 366kB) and the ANZ Credit Cards Insurance Features booklet (PDF 111.5kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
    ANZ
    Rewards card
    ANZ Rewards Platinum
    100,000 bonus Reward Points on your new ANZ Rewards Platinum.*

    *When you spend $2,500 on eligible purchases in the first 3 months from approval.
    Purchase rate
    20.24% p.a.
    Balance transfer rate
    Not currently offered
    Annual fee
    $95
    Product disclaimer
    *New card. T&Cs, spend & eligibility criteria, fees & charges apply (including annual fee currently $95). Subject to terms, conditions, lending criteria, credit assessment and responsible lending obligations. Cash Advance Rate 20.24%. Up to 55 Days interest free if you pay your balance in full by the due date. Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Fees and charges may apply. Terms are subject to change without notice.
    Australian Credit Licence Number 234527, AFSL 234527

    Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards - Insurances Policy Information booklet (PDF 366kB) and the ANZ Credit Cards Insurance Features booklet (PDF 111.5kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

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