Personal loans

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Interest rates, comparison rates and repayment amounts are supplied by the provider based on a $30,000 loan over a 5 year term.

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SocietyOne
Sponsored
Get your own personalised rate quote from SocietyOne in under 3 mins
SocietyOne is not a bank. They are a marketplace lender that connects borrowers with investors at great rates. It makes a big difference because the interest rate you get is tailored to your unique credit history. The higher your credit score, the lower your interest rate.
Interest rate
From 8.10% p.a.
Comparison rate
9.36% p.a.
Monthly repayment
$634.00
Product disclaimer
The comparison rate is based on a SocietyOne Tier 1 unsecured personal loan of $30,000 over 5 years. SocietyOne Tier 1 borrowers will receive an interest rate between 8.10% p.a. - 10.59% p.a. (comparison rate 9.36% p.a. - 12.31% p.a.) depending on investor demand. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.
Wisr
Sponsored
Get a Wisr Personal Loan – personalised low rates for strong credit
Wisr gives you the flexibility you need at a competitive rate – from 8.50% p.a. for strong credit (comparison rate 9.36% p.a.*). No early repayment fees or exit fees, and fixed repayments over either 3 or 5 years, so you stay in control. Nice one.
Interest rate
From 8.50% p.a.
Comparison rate
9.36% p.a.
Monthly repayment
`$627.70
Product disclaimer
Secured and unsecured loans over 3 or 5 years. Comparison rate(s) based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments. Rates as at 09/11/2017. * WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. To be eligible for a Wisr personal loan you must meet the following criteria: (1) Permanent Australian Citizen currently residing in Australia (2) Employed and gross income over 30,000 (3) 50% or more of your income cannot be coming from Centrelink and you are not receiving Newstart Allowance or Age pension benefits.
Now Finance
Get a flexible personal loan designed to suit your needs.
  •  Competitive interest rates and flexible repayments.
  •  Applications are personally reviewed and assessed individually by a person.
  •  Access to your own Australian-based personal loan advisor.
Interest rate
From 8.95% p.a.
Comparison rate
10.56% p.a.
Monthly repayment
$643.00
Product disclaimer
Terms, conditions and eligibility criteria apply. *Comparison rate based on a $30,000 personal loan over a 5-year term. Fees and charges apply. WARNING: this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW FINANCE is a trademark of Wingate Consumer Finance Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142
MoneyPlace
Low rates, all online, quick turnaround and friendly customer service
MoneyPlace’s customer service is the centrepiece for this innovative online lender. With it’s 100% online offering, low personalised interest rates, quick approval turnaround, and no physical paperwork, MoneyPlace's award winning personal loans are just a click away.
Interest rate
From 7.65% p.a.
Comparison rate
7.65% p.a.
Monthly repayment
$603.00
Product disclaimer
To be eligible for a MoneyPlace loan, you must be: • An individual, 18 years or older • An Australian citizen or permanent resident • Be making the repayments on any existing loans or credit cards on time • Not have any defaults or bankruptcies on your credit file. Fees & rates are based on an individual's credit history. Rates range between 7.65% and 17.25%. The rates and fees used on this page are based on a $30,000 unsecured personal loan over 5 years with excellent credit. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fair Go
Personal Loans to help you Go Forward
At Fair Go Finance, you'll experience a simple & easy process, you'll be given support, be provided with information & rewards - that's our genuine "Fair Go" promise to you. We offer personal loans up to $10,000. Go forward with us today! 
Interest rate
17.90% p.a.
Comparison rate
19.27% p.a.*
Monthly repayment
$781.52*
Product disclaimer
*This is based on a loan for an amount of $30,000 over 5 years. Fair Go Finance does not offer $30,000 over a 5 year term. Loan approval is subject to Fair Go Finance’s lending criteria. Interest rates for loans over $2,000 range from 17.9% p.a up to 29.9% p.a. (Comparison rate is 19.27% p.a. based on a personal loan of $30,000 over a term of 5 years at a rate of 17.9%.p.a.). Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts may result in a different comparison rate.
RateSetter
Low rate personal loans to reward your good credit
RateSetter offers some of the lowest unsecured personal loan rates in Australia. With RateSetter you get:

  • A personalised rate in less than 1 minute, without impacting your credit score
  • Fast, online application and funding
  • No exit fees or early repayment fees
  • Australia's highest rated personal loan provider on ProductReview.com.au
Interest rate
From 12.11% p.a. (From 8.95% p.a. for $10,000 over 3 years)
Comparison rate
13.42% p.a. (From 9.55% p.a. for $10,000 over 3 years)
Monthly repayment
$676.51 (From $322.04 for $10,000 over 3 years)
Product disclaimer
Comparison rate based on rates available for a 3 year, $10,000 and a 5 year, $30,000 unsecured personal loans for a borrower with a good credit history as at 14 November 2018. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. There's an upfront fee of $89 applicable and this is different for each borrrower.
Liberty
Unsecured loan
Get rewarded for your good credit score.
Whether you want to consolidate your debts, improve your home, or help to pay for your holiday, our loans have you covered. Our loans are powered by MoneyPlace, so you'll get a personalised interest rate, a 100% online process, and quick turnaround times.
Interest rate
From 7.65% p.a.
Comparison rate
From 7.65% p.a.
Monthly repayment
$603.00
Product disclaimer
To be eligible for a loan, you must be: An individual, 18 years or older; an Australian citizen or permanent resident; not have any defaults or bankruptcies on your credit file. Interest rates will range from 7.65% p.a. to 26.99% pa. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates frange from 7.65% to 28.61%. Comparison rates are based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Approved applicants only. Lending criteria apply. Other fees and charges apply.
Pepper
Looking for a personal loan? Let Pepper Money make the process easy for you.
Whether you are renovating, consolidating debt or going on a holiday, a Pepper Money personal loan provides competitive interest rates, no hidden upfront or ongoing fees with $0 establishment fee and $0 monthly account keeping fees. Apply online using any device in 15 – 20 mins, and they’ll pay funds into your bank account on the next business day following approval.
Interest rate
From 9.99% p.a.
Comparison rate
9.99% p.a.
Monthly repayment
$637.00
Product disclaimer
*Interest rates range from a minimum of 9.99% p.a. to a maximum of 29.99% p.a. Rates are correct as at 23 July 2018 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances. This comparison rate is calculated based on an unsecured loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amount might result in a different comparison rate. All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Pepper Group Limited ACN 094 317 665 Australian Credit Licence Number 286655 is the servicer of loans by Pepper Finance Corporation Limited ACN 094 317 647.
Harmoney
There's a better way to borrow ... with Harmoney
This fantastic rate applies to applicants with an excellent credit history. Interest rates will vary depending on your credit profile. Click to see what your rate might be.
Interest rate
From 6.99% p.a.
Comparison rate
7.69% p.a.
Monthly repayment
$603.79
Product disclaimer
*The comparison rate of 7.69% p.a. is based on an Unsecured Personal Loan with a loan amount of $30,000 and a term of 5 years. WARNING: This comparison rate applies only to the example or examples given and may not include all fees and charges. Different amounts and terms will result in different comparison rates. Costs, fees, government charges like stamp duty, and cost savings are not included in the comparison rate but may influence the cost of the loan. Subject to approval and funding. To be approved and list your loan you must meet Harmoney's credit criteria and responsible lending requirements. Harmoney's interest rates and maximum loan amounts are offered based on the individual borrower's credit and affordability assessment. Fees, charges, terms and conditions apply. Excellent credit as defined by Harmoney’s credit criteria. For information on a wider range of rates, use our calculator on www.harmoney.com.au prior to starting. Harmoney Australia Limited ABN 12 604 342 823, holds Australian Credit Licence Number 474726 and Australian Financial Services Licence No 474726. Harmoney Australia Limited and Harmoney Services Australia Pty Ltd are part of the Harmoney Corp Limited Group.
Pioneer Credit Connect
Secured loan
Small enough to listen, big enough to make a difference
Pioneer is a new breed of non-bank lending taking the time to understand you.
  •  No monthly or early exit fees
  •  $5,000 to $50,000 loans
  •  Flexible repayments
  •  Online application with real-time support
  •  Rates from 9.99% p.a.
Interest rate
9.99% p.a.
Comparison rate
10.27% p.a.
Monthly repayment
$637
Product disclaimer
Terms and conditions apply and available at here
MoneyMe
Get an outcome within minutes, not just a quote
  •  Fast online loans up to $15,000
  •  Cheaper loans tailored to your credit profile & history
  •  Completely transparent & upfront, with no hidden charges
  •  Repay your loan early for free
Interest rate
From 8.99% p.a.
Comparison rate
10.70% p.a.*
Monthly repayment
$647.51*
Product disclaimer
*This is based on a loan for an amount of $30,000 over 5 years and a 4% establishment fee and interest of 8.99% p.a. MoneyMe does not offer $30,000 over a 5 year term. For more info, go to moneyme.com.au. WARNING: This comparison rate is true only for the example given and may not include all fees and different terms, fee or other loan amounts might result in a different comparison rate. Other important terms and conditions apply.

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