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Credit Simple

Vitaliy Podstreshniy
Five minutes with … Vitaliy Podstreshniy, Systems Developer

Vitaliy is our Systems Developer and he’s a total dev ninja. Vitaliy enjoys DIY, reading, and top-notch snacks, but draws the line at eating one of his team members. (Thanks, Vitaliy.) What does a day in the life of you at Credit Simple look like? Wake up at 6.15am. Catch a train at 7.05am. Arrive at 8am, have a coffee and a biscuit. Programme until lunch, have a lunch and a bit of walk. Programme till finish work at 5pm.     What do…

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Credit Simple - Fair dinkum deals
Credit Simple helps Aussies to ask for fair dinkum deals. Got yours?

According to research we carried out here at Credit Simple, most Aussies feel they should be able to get a better deal if they’re financially responsible. A whopping 85% reckon they should be able to get a better deal if they’ve got a good credit score, while 66% would switch financial institution if they were offered a better rate. So we’re responding to this need by giving you free access to your credit scores as well as the power to…

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Boy looking into makeshift phone
The Credit Simple guide to understanding your score

So you got your credit score, but you can’t understand why you got the score you did. Maybe it’s quite high (yay!) or maybe it’s low (or even zero). Here’s a rule of thumb guide to understanding your credit score. Two big things to keep in mind are: Credit scores of 1,000 are really rare, and anything over 800 is pretty standout. If your score isn’t as high as you think it should be, this could be because your current…

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My boss wants to check my credit score
Help! My new boss wants to check my credit report

Imagine you’re on the cusp of getting a hot new job, and your prospective boss says they’ll need to do a credit check. You’re pretty sure there’s some bad info on there, and anyway, isn’t it a breach of privacy? Fret no more, dear reader: we bring good news. Firstly, it’s true that other parties can check your credit report – landlords, recruiters, telcos, insurance providers and utility companies, as well as employers. However, they can’t do it without your…

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Elinna Yao
Five minutes with … Elinna Yao, iteration manager and senior business analyst

Elinna, aka Elle, is our iteration manager and senior business analyst. She can whip stuff into shape faster than you can say ‘whip this into shape, Elle’. She aspires to one day being able to whip her boss Dorian into shape. Dreams are free. What does a day in the life of you at Credit Simple look like? Typically I’ll make sure the team has enough work to do in our daily standup each morning, figure out what else we…

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Five things that will give you expensive car insurance
Five things that will give you expensive car insurance

Nobody wants expensive car insurance! But with a little bit of insider knowledge, you can get top notch insurance without having to fork over a fortune. Here are five factors that affect how much you’ll pay for your premium. 1. Your credit score Many insurance companies take the position that people with a low credit score are more likely to make a claim. Things like credit defaults and repossession have a big effect on your credit score, so check it…

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