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November 5 Economic Update: our new normal emerges

New data released today shows Australia’s economic recovery is starting to emerge. The last fortnight of spending has been the first time Australia has hit pre-pandemic levels of spending since July. This is also the first time since the pandemic began that high income earners are spending at pre COVID levels – both in discretionary and essential spending.

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Xmas savings
Five hacks to help you spend less this Christmas

With COVID-19 lockdowns and restriction across much of the country, it is estimated Aussies will spend $18.8 billion this Christmas, down from $25 billion last year. So as we get ready for work Christmas parties, catch ups with friends and family and planning the Christmas shopping, it is also the time of year where it can be handy to stash away a few extra dollars.

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Switching providers: The art of negotiation

Do you know how much you are spending on utility bills each month? The average annual cost of electricity, gas, phone and internet, is at least $4,000! But this year — due to forced lockdowns — Australians are seeing their utility bills increase as they spend more time at home. In addition, energy prices have skyrocketed in the last few years, and so keeping the lights on and the heating running is even more of a worry. Shopping for a…

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This could be the secret to better budgeting

If you’ve never had a budget, or if you’ve tried and given up on one before, it can be easy to get overwhelmed. Visions of complicated spreadsheets and living on nothing but 2 minute noodles make the idea seem at best, snore-inducing and at worst, overly restrictive. But the truth is it takes very little effort to get a basic system in place. This is great news, as it can mean the difference between major savings and none at all.…

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