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Credit Simple

The four pillars of wealth: Your way to a richer future

There’s no magic in becoming financially fit. But Credit Simple’s Four Pillars of Wealth approach can help you get there. Going from debt to building wealth is easier than you might think. We guarantee there are people around you earning no more than you do who are well on their way to wealth. Here’s how to become one of them: Pillar one: spend less Do you know your needs from your wants? It’s only you who suffers if you’re not…

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On the internet, nobody knows you’re a dog

I’m not who you think I am. Sure, you probably don’t think of me at all, which is fine (I won’t judge you for it) but what surprised me is I’m not who I thought I was either. I got an email from a guy out of the blue asking me if I was investing in a ceramics factory in Thailand. A curious opening gambit, for sure, but having checked my portfolio and discussed matters with my business manager (Me:…

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Dog digging in the sand
Help! I want to delete my credit history

We got an email the other day from a guy who actually said “help me delete my credit history”. He’d registered for Credit Simple, discovered his credit score was in the 200s, and decided the best thing was to just wipe it all off the history of the world, immediately and forever. Great idea in theory. And many people point to other parts of the world where there’s such a thing as “the right to be forgotten“, where you can…

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Five things that will give you expensive car insurance
Five things that will give you expensive car insurance

Nobody wants expensive car insurance! But with a little bit of insider knowledge, you can get top notch insurance without having to fork over a fortune. Here are five factors that affect how much you’ll pay for your premium. 1. Your credit score Many insurance companies take the position that people with a low credit score are more likely to make a claim. Things like credit defaults and repossession have a big effect on your credit score, so check it…

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Top tips for renters
Top tips for new renters: Eight things to know before you apply

Getting your first rental is a rite of passage into the big wide world. You’ll have lots of fun times nesting in your own space. But there’s a lot to learn to make it a great experience. 1. Be prepared to wear out your shoe leather. You may need to sign up with several local rental agencies and keep a hawk eye out online until you find the one – and get accepted. Before signing the tenancy agreement ask yourself:…

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