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Lauren Quinn

save money with 3 tips
How to pay off your debts in 3 easy steps

If you have debts, it can be a little overwhelming, and it’s probably something you avoid thinking about, which is totally understandable. But the good news is, tackling your debts is easier than you think – it just takes a few simple steps to get started. Here’s what you need to do to get on track: 1. Put it all out there (literally – cards on the table) 2. Identify your smallest debt 3. Automate your repayments Putting your cards…

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3 steps to instant savings

There’s a lot that you can do to make big savings, and sometimes, it’s the little things that can make a big difference. You can make significant savings by doing these 3 things right now: Calculate your weekly income Calculate your weekly spend Automate your current savings For example, let’s say you take home $750 a week after tax. And let’s say last week, you spent $733. The simplest thing you can do right now is set up a weekly…

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The secret to your budget? Buckets.

If you’ve never had a budget, or if you’ve tried and given up on one before, it can be easy to get overwhelmed. Visions of complicated spreadsheets and living on nothing but 2 minute noodles make the idea seem at best, snore-inducing and at worst, overly restrictive. But the truth is it takes very little effort to get a basic system – ‘money buckets’ – in place. This is great news, as it can mean the difference between major savings…

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listen to these 6 money podcasts
6 personal finance podcasts to change your money mindset

Ready to change your money mindset? These fantastic money podcasts may be just the inspiration you need… My millenial money This Aussie podcast is perfect if you want to sort out your financial future but aren’t sure where to start. Join Glen James and John Pidgeon for a laidback discussion on heaps of financial themes particularly relevant to those in their 20s, from HECS debts to ‘rentvesting’. So Money In this daily podcast, financial expert Farnoosh Torabi interviews people from…

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7 tips to save money quickly
7 money saving tips you can complete in 10 minutes each

It can be all to easy to chuck anything money or finance related in the too-hard basket. But the truth is, spending a few minutes sorting out just one aspect of your finances can make a big difference. If you’ve got 10 minutes to spare, complete one of these money saving tips and you could see instant financial results. Empty your spare change into a jar Then pop on the lid. Now every time you’ve got a few bits of…

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How to enjoy a low-spend long weekend

As the long weekend kicks off, it can be all too easy to fill your time with fun and frivolous spending. But before you know it, Monday night rolls around and your bank balance is looking more than a little depleted. Luckily, it doesn’t take much to reset your default setting from ‘spend’ to ‘save’ for a few days, and the savings can be pretty significant. Read on for our tips to boost your savings in just a few days.…

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5 super fun (and frugal) school holiday hacks

If the school holidays have you fearing those dreaded words, ‘I’m bored!’ but you know you don’t have cash to spare, never fear – a quick Credit Simple brainstorm is all you need. Check out our top 5 tips to help you survive – and thrive – during these school holidays, with your budget and savings well and truly intact. 1. Get out and about – for free Whether you’re planning a vacation or a staycation, the school holidays are…

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People standing on stacks of money
Personal loans vs credit cards. What you need to know.

A personal loan is about as straightforward as it gets when it comes to borrowing money. It can help you pay for something special like a car, holiday or home renovations, or to consolidate debt. With a personal loan, you borrow a specific amount and you make regular payments until it’s paid (along with the interest), usually one to five years. And for a long time personal loans have been in the shadow of credit cards. That’s because credit cards…

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Millennials at a festival
Stephen Koukoulas: What I would do right now, if I were a millennial

If I were a millennial today, I would strive to save and invest, and limit my extra spending for really nice to do things. It sounds obvious, but many people, young and old, don’t manage their finances well, and this sees them less well off than they should have been. Saving and investing sounds like no fun when there are so many spending choices for young people. The millennial cohort of the community are increasingly well qualified to take the high-profile and…

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