Live your best financial life

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Why you need a budget to get ahead

Do you know where your money goes each week, each month, each year? Like, do you really, really know? I have to confess that I didn’t. I knew I was paying off my mortgage at a faster rate than I needed to, but I wasn’t…

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Credit Simple in the media

You may have seen us on your TVs or screens recently – and it’s true, we’ve had a few media appearances recently! In case you missed it, why not check out the videos? CREDIT RATINGS New laws will allow Queenslanders to use their credit rating…

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What exactly is in your credit file?

Australians are making credit card purchases now more than ever. In 2017, there were over 16 million credit cards in Australia, and Australians spent a total of $315.6 billion using credit cards. Needless to say, credit is a popular topic. However, it’s also something many…

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How to: be more disciplined with credit cards

If you’re considering opening a new credit card, you may worry you’ll overspend and get yourself into trouble. And understandably so – the Australian Bureau of Statistics reported that the average household debt in Australia is $168,600, and the most common form of debt is…

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Why did my score decrease?

Have you noticed a dip in your credit score? This could mean many different things. The amount of credit you have, the age of your credit or any altered credit limits could all make your score go down. Comprehensive Credit Reporting (CCR) changes in Australia…

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Five top money tips for preparing for Christmas

The Christmas season can be a tough one, and our data shows Aussies are more likely to let their credit bills languish unpaid at this time of the year compared to any other. If you’re anything like the average human, you’re probably feeling the effects of spending…

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