Credit Simple
As the winter months come to an end in Australia, you’re probably antsy to get out in the warmer weather. But getting out more could also mean increased spending. If you’re trying to figure out how to save this spring and summer, easy ways to…
read moreAre your palms sweaty? Is your heart racing? Maybe there’s a deep sense of foreboding in the pit of your stomach? You may be on the verge of a parachute jump or other life-endangering feat, but you could also be about to do something equally…
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When we launched Credit Simple, we did so with the aim of helping Aussies live their best financial lives. And since launching in February 2017, we’ve added to free credit scores by creating Money Simple, a spend tracker, and Clear Name, a way for people…
read moreDo you regularly worry about money? You’re not the only one; nearly half of Australians cited personal finances as their biggest cause of stress over the past five years. But if you’re tired of fretting over your finances and how they’ll impact your credit score, why…
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Following the introduction of comprehensive credit reporting, both positive and negative listings are recorded by credit providers. However, it is the negative listings such as bankruptcies and overdue accounts that will be listed on your file for longer and impact your ability to access credit.…
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Money management can be a terrifying thing. Especially if you’ve got debt – seeing large sums go in and out of your bank account is enough to give anyone the willies, even if it’s ‘good’ debt (such as a home loan). But there are strategies…
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People can be suckers for rewards points, going out of their way to get a few extra clicks. But you’ve got to be careful to get the most out of the rewards points in the best way. It’s not just rewards points credit cards to be…
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What is my credit rating and what can I do with it? Credit Simple CEO David Scognamiglio chats with Channel 9 news on all things credit scores, what exactly they are, and how you can use your score to get a better deal on items…
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So you’re in the market for your first mortgage. It’s a lot of money, right? You’re about to borrow hundreds of thousands of dollars, and no doubt you’ll want to know you’re not paying more than you need. We’ve put together a checklist for you.…
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For most of us, there’s nothing we spend more on each month than our mortgage. So there’s never a month where it’s not worth asking: “Could I be doing better? Could I be getting closer to paying it off? Could I be paying a bit…
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