Live your best financial life

Is postpaid mobile worth risking your credit score?

Black marks on your credit score can come from many sources. Mortgages and bankruptcies might be what most people think of, but it’s important to understand the everyday things that can impact your credit rating – such as your mobile phone use. When the Australian…

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You say you want a resolution?

For most of us, the New Year is a popular time to set personal goals and look back on the what we’ve achieved in the last 12 months. But with all the goodwill in the world, it can be hard to turn resolutions into results.…

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What affects your credit rating?

The factors that determine your credit rating have changed dramatically in recent years, so let’s begin with a brief history lesson. Back in the old days (okay, before March 2014), your credit rating was only based on negative events, such as defaults. This meant lenders…

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