Posts Tagged :

better deals

Eight ways to dine out on a budget

Saving money doesn’t mean saying no to dinner dates. It’s totally do-able to dine out without spending big. Here are eight tips to spending small when dining out: 1. Avoid share plates. It’s hip to share, right? Well, not when it comes to your wallet. If you’re eating out with a group and everyone is sharing food tapas-style, it’s all too easy to blow out your budget. Those delicious dishes at $15 a pop may seem like a small amount,…

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Six ways to save money while on holiday

Living life large while on holiday doesn’t mean blowing your budget. It’s possible to enjoy every minute of your well-deserved break and possibly come home with cash to spare. Here are our tips to travelling well while spending less: 1. Package it up There was a time when the phrase ‘package deal’ made us think of budget airlines, cramped hotel rooms and noisy, sunburnt tourists. Now, thanks to companies like Luxury Escapes, it’s easy to nab a great deal to…

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Robot and human connecting
Tips to save everyday on technology

Technology has become a crucial part of our everyday lives. Whether it’s talking, texting, catching up with family on social media or searching for the latest recipe to cook for dinner. However technology is increasingly becoming more expensive. Here are some tips to save money. 1. Understand your bills Understand the plan you are currently on. What are the fees and charges? Go through your bills and make sure you understand what the items are you are being charged for. If…

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How to refinance your home loan and get greater value (yes please)

A home loan is the biggest financial commitment most Australians ever take on, yet too many have a set-and-forget approach that can cost us tens of thousands of dollars. Research from RateCity.com.au shows that many Australians stick with their initial lender – usually one of the big four banks – for way too long and for all the wrong reasons. “It’s too much effort,” we tell ourselves. “Paperwork is boring. It’s probably too expensive. I like having an ATM on the…

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House with stacks of coins
Why we don’t refinance our home loans (and why you should)

Most Australians stick with the major banks when they have a home loan, even though switching to a non-major lender could take years off their mortgage and save them tens of thousands of dollars. Home buyers cite a range of reasons why they don’t take advantage of better rates. These include dislike of paperwork, the perceived costs of refinancing, the effort of changing direct debits and the imagined inconvenience of dealing with more than one financial institution. But these concerns…

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Credit Simple - Fair dinkum deals
Credit Simple helps Aussies to ask for fair dinkum deals. Got yours?

According to research we carried out here at Credit Simple, most Aussies feel they should be able to get a better deal if they’re financially responsible. A whopping 85% reckon they should be able to get a better deal if they’ve got a good credit score, while 66% would switch financial institution if they were offered a better rate. So we’re responding to this need by giving you free access to your credit scores as well as the power to…

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Does customer loyalty pay?

You don’t get much in this life unless you ask. That’s definitely the case with your bank, your insurance company and utility companies. There’s a lot of money to be made there. And if we’re lazy, companies can maximise their profits. Don’t let that be you. By playing hard to get, or by ‘rate tarting’ (that’s shopping around for a better rate), you can have your loyalty rewarded. Understand your spending Before you storm into your bank or phone your…

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