Posts Tagged :

credit

What you need to apply for a credit card

If you’ve thought long and hard about your need to get a credit card, and have narrowed down your options after an exhaustive comparison of rates, fees and perks, then the next step in the process of getting a credit card is to actually apply for one. Nowadays, most card providers let you do all this online, but applying for a credit card isn’t as easy as ticking a box. It can be a bit of a process, involving photo…

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Got a Christmas debt hangover? We’ve got tips to help.

The post-Christmas season can be a tough one, and our data shows Aussies are more likely to let their credit bills languish unpaid at this time of the year compared to any other. If you’re anything like the average human, you’re probably feeling the effects of spending up large in the lead-up to the festive season and in the wake of Boxing Day sales. “It’s easy to get caught up in spending over Christmas, but if you’ve used credit to get through the…

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Five top money tips for preparing for Christmas

The Christmas season can be a tough one, and our data shows Aussies are more likely to let their credit bills languish unpaid at this time of the year compared to any other. If you’re anything like the average human, you’re probably feeling the effects of spending up large in the lead-up to the festive season and in the lead up to Boxing Day sales. “It’s easy to get caught up in spending over Christmas, but if you’re going to use credit to…

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Lazy man yawning on couch
Why you should aim to be a ‘deadbeat’ – at least when it comes to your credit card

Are you a deadbeat? When it comes to credit cards, that’s actually a good thing. Yep, a ‘deadbeat’ is a term for someone who pays off their credit card in full and on time every month. Why a deadbeat? Well, if you pay off your card each month, the credit card company doesn’t charge you interest  –  so they won’t make any money off you. (Credit card companies also use the much more polite terms ‘non-revolver’ and ‘transactor’.) A whopping…

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Swimming in debt? Or drowning? 10 signs you need to take back control

Are you swimming in debt? Or even drowning? You’re not alone, heaps of Aussies have that same feeling they are sinking financially. Debt has its uses and can be used to spread out large or unforeseen expenses. Being in debt all the time, however, isn’t okay and you need to use credit, not let it use you. But there is a way out. Debt can be whittled away one dollar at a time if you start today. So what is “too much…

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