refinancing

Saving money doesn’t mean saying no to dinner dates. It’s totally do-able to dine out without spending big. Here are eight tips to spending small when dining out: 1. Avoid share plates. It’s hip to share, right? Well, not when it comes to your wallet. If you’re eating out with a group and everyone is sharing food tapas-style, it’s all too easy to blow out your budget. Those delicious dishes at $15 a pop may seem like a small amount,…

Living life large while on holiday doesn’t mean blowing your budget. It’s possible to enjoy every minute of your well-deserved break and possibly come home with cash to spare. Here are our tips to travelling well while spending less: 1. Package it up There was a time when the phrase ‘package deal’ made us think of budget airlines, cramped hotel rooms and noisy, sunburnt tourists. Now, thanks to companies like Luxury Escapes, it’s easy to nab a great deal to…

Technology has become a crucial part of our everyday lives. Whether it’s talking, texting, catching up with family on social media or searching for the latest recipe to cook for dinner. However technology is increasingly becoming more expensive. Here are some tips to save money. 1. Understand your bills Understand the plan you are currently on. What are the fees and charges? Go through your bills and make sure you understand what the items are you are being charged for. If…

A home loan is the biggest financial commitment most Australians ever take on, yet too many have a set-and-forget approach that can cost us tens of thousands of dollars. Research from RateCity.com.au shows that many Australians stick with their initial lender – usually one of the big four banks – for way too long and for all the wrong reasons. “It’s too much effort,” we tell ourselves. “Paperwork is boring. It’s probably too expensive. I like having an ATM on the…